Blog

Climate Disclosure

Climate Disclosure Meets Claims Data: Navigating the New Regulatory Landscape for Insurance Carriers

You’re facing a 2026 deadline requiring ZIP-code-level climate attribution that your current claims systems weren’t designed to deliver. Legacy cause-of-loss codes lack the precision regulators demand, while disconnected systems between claims, finance, and catastrophe modeling create accuracy risks. You’ll need 12-18 months to build the infrastructure connecting claims documentation to

Read More »
claims operations

The Build-vs-Partner Decision: Total Cost of Ownership for Claims Operations

After working with insurance carriers across different sizes and market positions for over 16 years, we’ve observed a consistent pattern: carriers typically underestimate the true cost of building internal claims capacity by 40-60%. This miscalculation stems from focusing on adjuster salaries while overlooking the compounding expenses of recruitment, training, infrastructure,

Read More »